Saving Deposit

The customers who are already 18 can open saving deposit account by themselves. The customers must bring NRC card to open account.Our bank open the saving account with the initial deposit 10,000 kyats. But the customers cannot open the account with P.O (or) Cheque.Individual (or) Company (or) Associations can also open the account. To deposit (or) withdraw the money, the customers need to bring the book.They can deposit the money with the cheque (or) cash.We let the customers to withdraw the money once a week and the minimum balance must be 10,000 ks.Customers can withdraw the money by themselves (or) their representatives. We calculate the interest with 6%.Customers can close the account after 3 months.If wants to close the account, the account holder must come to the bank.


The saving interest rates are


Saving deposit Interest Rate
From 10,00 Kyats to 50 Million 5.50%
Kyats 50 Million above to Kyats 100 Million 5.75%
Kyats 100 Million above 6.00%

Current Deposit

Current deposit account can be opened with initial amount of 1,ooo Kyats and more of thousand Kyats can be put up frequently. Current accounts can be opened individually, joint account with two or more persons, company account, organization account etc. Withdraws and deposits are not limited by using cheque book.


Fixed Deposit

Fixed Deposit is the kind of deposit that customers can deposit/withdraw within fixed durations such as 3 months, 6 months and 12 months according to their wish.If the customers want to deposit after maturity withdrawal, they don't need to register again.Also customers can keep the registered book in hand if they do not want to make further operations.Can continue the previous book if customers want to deposit/withdraw again.And then the customers can deposit again after maturity which the duration is the same (or) different, they can use the previous book .


The current interest rates are


Fixed Deposit Interest Rate
3 months interest rate 7.00%
6 months interest rate 7.25%
12 months interest rate 7.50 %

များများစု များများရ အထူးစာရင်းသေအပ်ငွေ

ကမ္ဘာ့ရတနာဘဏ်လီမိတက်၊ ဘဏ်ခွဲများအနေဖြင့် Customer များ၏ စာရင်းသေအပ်ငွေ Fixed Deposit ကို (၁၉-၅-၂၀၂၀) ရက်နေ့မှ (၈-၆-၂၀၂၀)ရက်နေ့အထိ Promotion ကာလအတွင်း အပ်နှံငွေများအား "များများစု များများရ" အထူးစာရင်းသေအပ်ငွေ Special Fixed Deposit အဖြစ် (၁)နှစ်သက်တမ်းအတွက် အောက်ပါအတိုင်း လက်ခံဆောင်ရွက်ပေးရန် ညွှန်ကြားသည်။

(၁၂)လသက်တမ်းအပ်ငွေအတွက်အတိုးနှုန်းများမှာ

Special Fixed Deposit Interest Rate
Kyats 50 Million under 8.00%
From 50 Million to 100 Million 8.25%
Kyats 100 Million abovee 8.50 %

သတ်မှတ်ကာလ သက်တမ်းအပြည့်အပ်နှံမှသာ "များများစု များများရ" အထူးစာရင်းသေအပ်ငွေ Special Fixed Deposit အတိုးနှုန်းအား ခံစားခွင့်ပြုမည်ဖြစ်ပြီး စာချုပ်သက်တမ်းမပြည့်ဘဲပြန်လည်ထုတ်ယူပါက အတိုးနှုန်း (၁)နှစ်လျှင် (4.00%) ဖြင့် အပ်နှံသည့် လအပြည့်အတွက်သာ တွက်ချက်ပေးရန်ဖြစ်သည်။ (ရက်စွန်းများကို ထည့်သွင်းတွက်ချက် ပေးမည်မဟုတ်ပါ။)

ထို့ပြင် (၁-၅-၂၀၂၀)ရက်နေ့မှ (၁၈-၅-၂၀၂၀)ရက်နေ့အတွင်း အပ်နှံသည့် (၁)နှစ်သက်တမ်းရှိ စာရင်းသေအပ်ငွေ Fixed Deposit များသည် ယခုညွှန်ကြားချက်ပါ "များများစု များများရ"အထူးစာရင်းသေအပ်ငွေ Special Fixed Deposit အတိုးနှုန်းအသစ်ဖြင့် အကျုံးဝင်မည်ဖြစ်ပြီး Customer မှ ပြန်လည်လျှောက်ထားရန်မလိုဘဲ အလိုအလျောက် (Auto) တွက်ချက်၍ အတိုးနှုန်းအသစ်အား ခံစားခွင့်ပြုမည်ဖြစ်သည်။


Call Deposit

Call Deposit can be opened by companies, associations, individual, joint (or) more than two. Call Deposit can be opened with initial amount 10,000 ks to 10 million with the interest rate of 2%.And then above the amount of 10 million kyats with the interest rate of 3 %.

The current interest rates are

Call Deposit Interest Rate
From 10,000 Kyats to 10 Million 2.00%
Kyats 10 Million above 3.00%

But our bank don't give the interest below 10000 ks.The customers can withdraw money by themselves (or) their representatives.However, today deposit money can be withdrawn next day.If the customers want to deposit/withdraw with online, they must pay commission charges and fees like remittance charges.


Minor Deposit

The customers who want to open Minor Deposit Account can be opened with their parents (or) guardians. Bring your NRC card when account opens.When the customers turn (18) years old, the bank takes back the minor's signature and open Individual Account.



Certified Cheque

Bank fee will be charged 5 pyas per 1oo Kyats up to 1,000 Kyats (minimum) and 5,000 Kyats (maximum).


Payment Order

Bank fee will be charged 5 pyas per 100 Kyats up to 1,000 Kyats (minimum) and 5,000 Kyats (maximum).


Performance Guarantee

Commission fees will be charged on guarantee amount.